Team SESLOC

Managing Debt as Interest Rates Rise

Managing Debt as Interest Rates Rise

Debt can be a challenge to manage, even in the best of times. Now, with the economy in the news nearly every day, how do you effectively manage your debt as the cost of borrowing for things like homes, cars, and credit cards rises?

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California’s Middle Class Tax Relief Payments to Start This Week

California’s Middle Class Tax Relief Payments to Start This Week

The Middle Class Tax Refund (MCTR) is a one-time payment to provide inflation relief to Californians, and payments will be sent in batches starting Friday, October 7, 2022.  Payments are based on your 2020 tax filing, and if you efiled and used direct deposit, you can expect to receive your payment via direct deposit before the end of October.  If you filed by paper or meet additional criteria, you can expect to receive a MCTR debit card, which will be mailed in batches between October 25, 2022, and January 15, 2023.

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Protecting the Older People in Our Lives From Becoming Victims of Scams

Protecting the Older People in Our Lives From Becoming Victims of Scams

A January 2022 Pew Research study found that 75% of adults over 65 in the United States are using the internet regularly. This increased use of technology brings a heightened risk of fraud for all Americans. In this article we will address the most prevalent scams that target our senior citizens and provide simple advice on how to protect yourself and your elderly loved ones.

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Melinda Bagby Joins SESLOC as Sr. Member Business Loan Officer

Melinda Bagby Joins SESLOC as Sr. Member Business Loan Officer

We are excited to announce that Melinda Bagby has joined SESLOC as Senior Member Business Loan Officer. In this role, Melinda is responsible for initiating new business growth and overseeing business member relationships, with a focus on Santa Maria and Northern Santa Barbara County, plus the five cities area of San Luis Obispo County.

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