Business Services Rates
Rates effective February 1, 2019. Rates are subject to change without notice. All loan rates are based on approved credit.
|Savings $0.00 - $2,499.99 balance||0.20%||0.20%|
|Savings $2,500.00 - $24,999.99||0.20%||0.20%|
|Savings $25,000.00 - $49,999.99||0.20%||0.20%|
|Savings $50,000.00 and over||0.30%||0.30%|
*APY=Annual Percentage Yield. APY is accurate as of the date indicated above and may vary after the account is opened. A $5 minimum opening deposit is required for Share Savings. Fees may reduce account earnings. Dividend rates are variable and may change without notice.
Business Share Certificate
|Certificate 12 months||0.90%||0.91%|
|Certificate 2 year||1.50%||1.52%|
|Certificate 16 months - SPECIAL||1.98%||2.00%|
|Certificate 3 year||2.00%||2.02%|
|Certificate 4 year||2.25%||2.28%|
|Certificate 5 year||2.75%||2.79%|
*APY=Annual percentage yield. APY assumes dividends remain in account to maturity. Minimum $1,000 opening balance required. Early withdrawal penalties may apply. Dividend rates are variable and may change without notice.
Basic Business Visa® Credit Card
|Visa Credit Card||Prime Rate + 5.50% (7.9% rate floor)|
*APR=Annual Percentage Rate. APR will vary based on the Prime Rate. Prime Rate may change at any time and is subject to change without notice. The APR will not go below 7.90%. $5,000 minimum. $50,000 maximum. Credit approval based on creditworthiness.
Basic Business Line of Credit
For credit lines up to $50,000
|Secured and Unsecured||Prime Rate + 3% (6% rate floor)|
*APR=Annual Percentage Rate. APR will vary based on the Prime Rate. Prime Rate may change at any time and is subject to change without notice. The APR will not go below 6.00%.
Basic Business Term Loan
For loans up to $50,000
|Loan Type||APR*||Max Term|
|Secured and Unsecured||9.99%||36 Months|
*APR=Annual Percentage Rate. Fixed rate.
Vehicle Loan Rates
New & Used Vehicles - 2013 and Newer
|Up to 60 month||4.79% - 8.24%**|
|61-72 month||5.25% - 8.59%**|
Used Vehicles - 2012 and Older
|Up to 60 month||6.79% - 10.24%|
**APR=Annual Percentage Rate. Rates are subject to applicant qualification. Your APR is based on your earned rate lending score and specific vehicle qualification. Loans subject to credit approval. Financing available up to 95% of MSRP or Retail Kelley Blue Book.
**APR is 2% higher for vehicles with mileage of 100,000 or more.