Savings Accounts

Dad and son on hilltop Save to Win

Savings Accounts


Financial health starts here.

Our savings accounts offer tiered dividends (higher balances earn higher rates) and easy access to your money.

Share Savings Account

Become a SESLOC member with a $5 non-refundable membership fee and a $5 minimum deposit into your Primary Share Savings account. Once your membership is established, you can immediately take advantage of all the benefits of Credit Union membership. Additional savings account products are below, but be sure to explore more options in our retirement section.

Share Certificates

Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.

Money Market

Earn higher dividends while maintaining access to funds for new expenses or emergencies.

Save to Win
Share Certificate

Open a Save to Win share certificate and every time you make a $25 deposit (up to 10 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.

Other Savings Accounts:

Savings Accounts for Educators

To learn more about accounts designed for those working in education, click here.

Holiday Saver’s Account

Put aside money periodically throughout the year to help cover extra holiday expenses. Make deposits as often as you wish through payroll deductions, automatic transfers, at ATMs or any SESLOC branch. Funds automatically transfer to your checking account on November 1st.

Open Your Savings Account Today


Join and open an account online in minutes.


Open an account in Online Banking.

Save to Win and Building Block certificates may also be opened online.

You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »

Your Money is Safe at SESLOC

Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency. 


New to credit unions? Learn more about our philosophy and how your money stays local.


Tips for Financial Health

From the News+ Blog

Protecting the Older People in Our Lives From Becoming Victims of Scams

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A January 2022 Pew Research study found that 75% of adults over 65 in the United States are using the internet regularly. This increased use of technology brings a heightened risk of fraud for all Americans. In this article we will address the most prevalent scams that target our senior citizens and provide simple advice on how to protect yourself and your elderly loved ones.

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