Savings Accounts


Savings Accounts
Financial health starts here.
Our savings accounts offer tiered dividends (higher balances earn higher rates) and easy access to your money.
Share Savings Account
Become a SESLOC member with a $5 non-refundable membership fee and a $5 minimum deposit into your Primary Share Savings account. Once your membership is established, you can immediately take advantage of all the benefits of Credit Union membership. Additional savings account products are below, but be sure to explore more options in our retirement section.
Share Certificates
Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.
Money Market
Earn higher dividends while maintaining access to funds for new expenses or emergencies.
Open Your Savings Account Today
NOT A MEMBER?
Join and open an account online in minutes.
CURRENT MEMBERS
Open an account in Online Banking.
Save to Win and Building Block certificates may also be opened online.
You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »
Change it Up
Our Change it Up savings program allows you to round up your everyday debit card purchases to make an automatic deposit into your Savings account.*
*Terms, conditions, restrictions and eligibility apply. See details.
It’s an easy, automatic way to save money.


Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.


PEOPLE ARE MORE IMPORTANT THAN PROFITS
New to credit unions? Learn more about our philosophy and how your money stays local.
Tips for Financial Health
From the News+ Blog
5 Easy Ways to Boost Your Savings
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With identity theft on the rise, and scammers only getting better at what they do, it helps to stay aware of how fraudsters may be targeting your personal information and your good name. The most successful scams will continue to be circulated until they stop being an effective way for criminals to steal from their victims.
Common Cents for Couples: How to Manage Money Together
So, what’s the best way to foster financial unity on the home front? We’ve come up with some suggestions we hope you’ll find helpful.