Savings Accounts
Savings Accounts
Financial health starts here.
Our savings accounts offer tiered dividends (higher balances earn higher rates) and easy access to your money.
Share Savings Account
Become a SESLOC member with a $5 non-refundable membership fee and a $5 minimum deposit into your Primary Share Savings account. Once your membership is established, you can immediately take advantage of all the benefits of Credit Union membership. Additional savings account products are below, but be sure to explore more options in our retirement section.
Share Certificates
Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.
Money Market
Earn higher dividends while maintaining access to funds for new expenses or emergencies.
Open Your Savings Account Today
NOT A MEMBER?
Join and open an account online in minutes.
CURRENT MEMBERS
Open an account in Online Banking.
Save to Win and Building Block certificates may also be opened online.
You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »
Change it Up
Our Change it Up savings program allows you to round up your everyday debit card purchases to make an automatic deposit into your Savings account.*
*Terms, conditions, restrictions and eligibility apply. See details.
It’s an easy, automatic way to save money.
Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
PEOPLE ARE MORE IMPORTANT THAN PROFITS
New to credit unions? Learn more about our philosophy and how your money stays local.
Tips for Financial Health
From the News+ Blog
Unlock the Power of Your Credit Score in 2024
A credit score might seem like a mysterious three-digit number, but it holds significant influence over your financial life. Whether you’re applying for a loan or a credit card, renting an apartment, or even setting up utilities, your credit score plays a crucial role in the decisions that lenders, landlords, and service providers make.
Get Ahead of Your Debt
For many of us, November and December kick off a season of celebrating, family, feasting, and yes…spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last minute to make plans.
Identity Theft Can Happen to Anyone
According to the Federal Trade Commission’s Consumer Sentinel Report published in 2023 and covering the full year of 2022, reported cases of identity theft have increased by over 584% in the last 20 years.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
