Updated September 10, 2020

We understand that the rapidly changing COVID-19 pandemic is negatively affecting our members and we want to help. Here are some options available to those who are experiencing difficulty making their loan payments.

To request a loan payment deferral, please contact the SESLOC Collections department at (805) 543-1816 x561.

Consumer Loan Payment Deferral/Extension¹

Members may defer payments days on eligible consumer loans.

The following loans are eligible for payment deferral:

• Auto
• Recreational vehicles
• Mobility vehicles
• Signature loans
• Visa Credit Card
• Line of Credit

Eligible loans must be:

• No more than 30 days past due at the time of the request
• Not under bankruptcy protection

¹All payment deferrals subject to SESLOC Federal Credit Union approval. Conditions and restrictions apply. Terms subject to change at any time.

Mortgage Loan Payment Deferral²

Members may defer payments for 90 days on residential closed-end owner occupied and residential closed-end investment property loans.

The following loans are eligible for payment deferral:

• Residential closed-end owner occupied
• Residential closed-end Investment property

Eligible loans must be:

• No more than 30 days past due at the time of the request
• Not under bankruptcy protection

²All payment deferrals subject to SESLOC Federal Credit Union approval. Conditions and restrictions apply. Terms subject to change at any time.

Emergency Loans

Low interest rate personal loans are available for our members impacted by this pandemic, in amounts up to $5,000.00.³

Note: Once you reach the question “Is this an Emergency Assistance Loan?” during the application, select “Yes.”

*APR = Annual Percentage Rate.

³Terms based on loan amount and subject to change without notice. Conditions and restrictions apply.  All loans subject to SESLOC Federal Credit Union approval.

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