Do you have a SESLOC loan or credit card, or need to move money between your accounts? Set up payments and transfers in Online Banking or the Mobile App. You can also schedule recurring transfers.
A Home Equity Loan leverages the equity you’ve built in your home to get access to funds at a lower rate than other loan types. A Home Equity Loan is a closed-end loan, meaning you get a lump sum and repay it with interest over a specified term.
So, what should you do with your time now that you don’t have to go to the branch to pay your loan? Here are 80 ideas:
Thinking about a new or “new to you” car? Having a reliable set of wheels is a crucial part of our daily lives, but it’s also a big financial decision that will likely impact your budget for the next several years. You know you’ll need to protect your ride with car insurance, and maybe even get a AAA membership, but are you aware of these programs that give you financial peace of mind?
Buying a new (or new to you) car is exciting, but can also be a stressful experience. A car is a big purchase, and you’ll be handling your new ride for years to come — so you want to be sure you’re making an informed decision.
Your HELOC provides more flexibility to support your goals than other loan options due to the low adjustable rate, no minimum advance requirements, no prepayment penalty, and flexible repayment terms — during the initial 10-year draw period your minimum payments are interest-only, followed by a 15-year repayment period to cover any outstanding balance.*
A signature loan gives you quick access to cash and the rates are competitive. Plus, the payments are the same each month, so you know exactly when the debt will be paid off and the total cost of the loan. But when should you consider a signature loan over something else?
Find tips for navigating Online Banking, applying for a consumer loan, and more
Which do you prefer to use at checkout, cash or card? Here are some benefits of using your debit or credit card instead:
Last week, Wells Fargo announced they are discontinuing the personal line of credit and will be closing any existing credit lines — which may negatively impact the credit scores of affected customers. A line of credit is an unsecured revolving loan that offers the flexibility to borrow money at any time after it’s opened, commonly used for debt consolidation, home improvement projects, emergency cash flow, or for peace of mind.
SESLOC is celebrating Hispanic Heritage Month from September 15th to October 15th and the important contributions Hispanics and Latinos make to strengthen our community. To join in the celebration, check out some festive local celebrations planned for 2023:
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. We’re thrilled to introduce Jeannie Carpenter, a volunteer with Habitat for Humanity SLO County.
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We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. In April, we were thrilled to meet Stephen Gonzales, from the SLO Children’s Museum
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SESLOC employees saved 3.9 tons of carbon dioxide from entering our local air during the second quarter of 2023 by using alternative commute methods like riding a bike, taking the bus or carpooling, and telecommuting to cut a whopping 10,484.4 miles from their travel plans. Reducing our carbon footprint is an important part of preserving our community for generations to come.
We’re partnering with News Channel 12 to honor nonprofit volunteers who make our community thrive. Each month, we’re choosing a different nonprofit and asking them to select a valuable volunteer to receive the SESLOC Cares for Community Award. In April, we were thrilled to meet Mary Watt, from the SLO Food Bank.
