More is better with HomeFree Checking

More is better with HomeFREE Checking

HomeFREE Checking has everything you expect from a truly free checking account, plus it gives you more. A lot more. Get services and programs worth hundreds of dollars per year at no additional cost.

Free Checking

  • No minimum balance requirements
  • No monthly fees
  • Online and mobile account access, including free eStatements and Bill Pay
  • Overdraft Protection and Courtesy Pay
  • Visa® Debit card with unlimited free point of sale transactions*
  • Free deposits and withdrawals through the CO-OP ATM Network, including 50 local ATMs and nearly 30,000 nationwide**

*Some merchants and ATM owners may impose fees or surcharges. Read posted notices carefully to avoid unexpected fees.
**$2 for each Non-SESLOC and Non-CO-OP ATM transaction.

FREE Identity Theft Services

Identity theft has become so common these days--almost everyone knows someone who has been hacked or scammed. Or worse, you've been a victim yourself. Most of these services cost $100 or more for a single-person coverage, but with HomeFREE Checking, the coverage is free and includes:

  • Coverage for you, your spouse or partner, plus children up to 25 years of age and parents living at home
  • Reimbursement of out-of-pocket expenses incurred from identity theft (limits apply)
  • Plus, the primary account holder also has an entitlement to receive:
    • Continuous credit monitoring
    • An annual credit report
    • Monthly credit score upon demand
    • Dark web monitoring
Already have a HomeFREE Checking account?
Registration for Identity Theft Services is simple. Learn more »

BONUS Rewards

With SESLOC Rewards, you'll earn points for every purchase you make with your new SESLOC debit card.

  • Earn points for PIN and signed purchases
  • Receive special discounts and bonus points when you shop at participating local and national merchants
  • Redeem points for merchandise, event tickets, gift cards, travel and more
  • Joint cardholders can combine points to redeem even more rewards
Already have a HomeFREE Checking account?
Register for Bonus Rewards at »

Guide teenagers toward financial success.

HomeFREE Checking is available for young adults. Members need to be at least 14 years old, have a parent or guardian as co-signer and maintain a balance of $5 in their savings account. That’s all it takes to begin managing money responsibly.


Sign up at a branch today.

Get a debit card issued instantly when you visit your nearest branch to open a HomeFREE Checking account. Before you go, learn about our benefits of membership, view the documents required to open an account and download a helpful switch kit.



If you have the former SESLOC checking account and have general questions about HomeFREE Checking or this rewards program, please see our frequently asked questions.