"No Nonsense" Checking - Simple and Free

Exceptional value with no minimum balance and without high overdraft or "bounce protection" fees.  Choose our most economical Scenic San Luis Obispo County checks.

• Unlimited check writing with no per-check charges
• No minimum balance to avoid fees
• No monthly fees
• Two low cost overdraft options
• Balances of $2,500 or more earn dividends
• Unlimited free SESLOC ATM transactions
• Unlimited free point of sale transactions
• Unlimited free withdrawals when you use your PIN and "cash back" option at merchants who offer this option, such as grocery stores
• 8 free non-SESLOC ATM transactions each month*
• Nationwide no-surcharge deposits and withdrawals at CO-OP ATMs - now at all 7-Eleven stores
• Free online account access, e-statements, and bill payment
• Low cost checks
• Free ATM card
• Free Visa check card with fraud monitoring

*Note: Some merchants and ATM owners may impose fees or surcharges. Read posted notices carefully to avoid these charges. Use our ATM locator service to find one of our 28,000 no-surcharge CO-OP ATMs near you or near your travel destination.

Members under age 18 need a parent as a signer on the account. (Parent's name need not appear on checks.)

Home Equity Line of Credit Checking

A checking account linked to your Home Equity Line of Credit (HELOC) provides convenient access to your available credit.

• Provides a simple, convenient way to tap into funds.
• Simplifies tracking funds advanced.
• Checks are free.

Custom checks available, featuring 4 images from throughout San Luis Obispo County.