Checking Accounts

Enjoy free checking at SESLOC with no minimum balance or monthly fees.

Open a checking account in eBranch or at any branch location and start taking advantage of:

  • Online and mobile account access, including free eStatements and Bill Pay
  • Overdraft Protection and Courtesy Pay
  • Visa® Debit card with unlimited free point of sale transactions*
  • 8 free non-SESLOC or CO-OP ATM transactions each month*
  • Free deposits and withdrawals through our CO-OP ATM Network, including 50 local ATMs and nearly 30,000 nationwide

*Some merchants and ATM owners may impose fees or surcharges. Read posted notices carefully to avoid unexpected fees. 8 free transactions per month, per account number. $2 for each additional transaction.
Members under age 18 need a parent as a signer on a checking account.

To find a surcharge-free CO-OP ATM near you, use the ATM Locator »

Home Equity Line of Credit Checking

This checking account is linked to your Home Equity Line of Credit (HELOC). Convenient access with free checks makes your HELOC even better.


  All the forms you need to move your automatic deposits, payments and deductions to SESLOC are provided in our simple to use Switch Kit »

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We make it easy to open accounts, so you can start taking advantage of membership benefits today.