row of houses

APPLY NOW

Start the loan process now with our easy online loan application »


You can also call 805.543.1816 or email us at REinfo@sesloc.org.

FHA and VA Loans

Federal Housing Administration (FHA) loans and Veteran's Administration (VA) loans offer considerable advantages to qualified homebuyers. These loans can be a great option for first-time buyers and individuals with little savings, as they require lower costs and lower down payments than traditional mortgages.

FHA Loans are insured by the Federal Housing Administration (FHA), and typically require lower down payments than traditional loans. FHA loans are open to anyone who meets FHA credit qualifications, which are more flexible than those for conventional loans.

VA Loans are secured through the Veterans Administration and is one of the few remaining no down payment mortgage programs. VA loans can be used to purchase or refinance your home and are available to eligible Veterans - active duty, reservist, retirees, and surviving spouses.

Contact Us Today

 For honest, professional service, speak with a SESLOC Residential Mortgage Loan representative. They will be happy to answer your questions and help you make the right choices. Call them today at 805.543.1816 or email us at REinfo@sesloc.org.