Bring Your Auto Loan to SESLOC and Save

Bring Your Auto Loan to SESLOC and Save

With our "Go Green" Auto Loan Refinance Special

To celebrate spring on the Central Coast, we're offering a discounted rate as low as 2.89% APR*1 when you refinance your auto loan from another lender and participate in our HomeFREE Discount Program. You could reduce your monthly payment, plus you have the option of deferring your car payments for 90 days. It's the perfect time to take a coastal-distanced drive through our stunning green landscape. Apply now!


 Make payments easy! 

Our "Go Green" Auto Loan Refinance Special requires participation in our HomeFREE Discount Program in order to qualify for the lowest rate. To enroll, all you'll need to do, after loan approval, is set up automatic recurring transfers to make loan payments from your HomeFREE Checking™ account. Don't have this free checking account yet? Apply for the auto loan refinance first, and then we'll help you open the HomeFREE Checking account. 

Bring your auto loan to SESLOC and see why we are the county's #1 auto lender:

  • A lower monthly payment
  • No payments for 90 days2
  • Terms up to 84 months3
  • Up to 120% financing4
  • Fast approvals

Stay at home! Apply online in just minutes. 

   

You can also apply by phone at 805.543.1816 and at our branches.


more ways to go green

 

More Ways to Go Green
this Spring

Whether you're looking to be more sustainable, support our local university Cal Poly, or eat more veggies to boost your health, here's a few ways to go green on the Central Coast this spring. Learn More »


 

* APR=Annual Percentage Rate.

1Lowest auto refinance rates offered are based on required member participation in the HomeFREE Discount Program and may not exceed a loan term of sixty (60) months. APR will be higher without HomeFREE Discount Program participation, for Loan to Value (LTV) financing over 80%, and for loan terms that exceed sixty (60) months. APR will increase during the term of the loan if automatic payments from a HomeFree Checking account are discontinued and may result in additional payments. See agreement for more information. Your APR is based on your credit score and specific vehicle qualifications. APR is 2.00% higher for vehicle models seven (7) years old or older and/or for vehicles with mileage of 100,000 or more. Rates are subject to applicant qualification, restrictions apply. Rates are subject to change without notice. This offer is only available for vehicle refinances from another lender. Offer not valid for refinance of Business vehicle loans. All loans are subject to credit approval. Membership in good standing required for all credit union benefits. Promotion ends April 30, 2021 at 6:00 p.m. PDT.

2Payments may be deferred ninety (90) days from the date the loan is funded. Finance charges will continue to accrue during the deferral period. Deferring payments will increase the finance charges you pay. Payment(s) after the deferral period will be applied to all finance charges due prior to any application of payment(s) to principal. No prepayment penalties for early loan payoff.

3Lowest refinance rate may not be available for loan terms that exceed sixty (60) months. Payment Example: For a vehicle refinance loan in the amount of $25,000.00 for a 72 month term at an annual percentage rate (APR) of 4.00%, the estimated monthly payment would be $ 391.19. Actual monthly payment amounts vary based on final loan terms and rate. Refer to the Payment Calculator to estimate additional payment examples.

4Financing available for up to 120% of Retail Kelley Blue Book, plus tax and license.

 

 

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