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SESLOC Credit Union
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            • Getting Started in LifeFinancial tips and tools for college and beyond.
          • Watch Out for These Five Common Scam “Statements”

            Watch Out for These Five Common Scam “Statements”

          • Enjoy SESLOC Rewards this fall

            Get Ahead for the Fall and Winter with These SESLOC Rewards

          • Financial Capability Month Challenge: 30 Days to a Better Budget

            Financial Capability Month Challenge: 30 Days to a Better Budget

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            Make the Most of Your Checking Account

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          • What 2025 Tax Changes Mean for Your Wallet

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          • What the Made in America Auto Loan Interest Deduction Means for Your Next Car

            What the Made in America Auto Loan Interest Deduction Means for Your Next Car

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            The ABCs of Auto Insurance

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            Buying your first car? This is what you need to know. 

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            Get Peace of Mind for Your Ride

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            Three Situations When You Should Use a Credit Card

          • Five Surprising Facts and Fictions About Where Your Credit Report is Used

            Surprising Facts About Where Your Credit Report is Used

          • Student Loans - Federal vs. Private: What's the Difference?

            Student Loans – What’s the Difference?

          • Should I Consider a Balance Transfer?

            Strategies for Tackling Credit Card Debt

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          • HELOC Change Announcement

            Recent Expansion of our Home Equity Line of Credit Program

          • Making Sense of Mortgage Interest

            Making Sense of Mortgage Interest

          • What’s the Difference Between a HELOC and Home Equity Loan?

          • What is Home Title Theft?

            What is Home Title Theft?

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        • Drive Your Business Forward

          Basic Business Vehicle Loans are now more affordable. See How »

  • Wealth Management
  • Why SESLOC
    • Who We Are
          • Member Owned Since 1942
            • Why SESLOC
            • How to Join SESLOC
            • Our 80+ Year History
              • 80th Anniversary Celebrations in 2022
            • Credit Union Leadership
            • Charter Conversion FAQs
            • Annual Report & Publications
            • Employment
          • Quarterly Update from SESLOC CEO Mike Quamma

            From Your CEO: Protecting Your Information is Our Priority – Fall 2025

          • Shred Day Atascadero 2024

            Shred Days Promote Sustainability, Safeguard Against Identity Theft

          • Top 5 Sustainable Local Rewards

            Sustainable Local Rewards Businesses Along the Central Coast

          • Make the Switch

            Make the Switch to SESLOC in 6 Easy Steps

    • Community Impact
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          • Food Bank Fundraiser

            Thank You For Fighting Hunger Within Our Community!

          • Education Grants

            SESLOC Awards Over $29,000 in Education Grants in 2024-2025 School Year

          • financial scholars

            SESLOC Marks 5 Years of Impact with EverFi’s Financial Scholars Program

          • Young Change Maker

            Meet the SESLOC Young Change Makers in Our Community

    • Financial Education
          • Boosting Your Financial IQ
            • Our Commitment to Financial Education
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            • 100+ Financial Health ArticlesTaking control of your financial health starts with education. Learn how:
            • National Cybersecurity Awareness Month
            • Fraud Center
          • Phishing and Imposter Scams: How to identify and avoid them.

            How to Identify Phishing and Imposter Scams

          • Data Breach: What is it and Why You Should Care

            Data Breach: What It Is and Why You Should Care

          • Dreaming of Retirement

            Dreaming of Retirement? Consider Maxing Out Your 401(k) in 2025

          • What documents should you bring to shred day?

            What to Keep and What to Shred: Your Guide to Document Destruction

    • Member Benefits & Specials
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            • Skip a Pay
          • Member Events
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            • I Love My Credit Union Day
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            • International Credit Union Day
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            • Mechanical Breakdown Insurance
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          • Level Up

            5 Ways to Level Up and Save More

          • Shred Day Atascadero 2024

            Shred Days Safeguard Against Identity Theft

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        • Five Ways to Keep Identity Thieves Guessing

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NOTE: The content, applications, and documents associated with specific products and services may be available only in English or auto-translated. If you have any questions, please contact us at (805) 543-1816. Va a entrar a una página que podría estar en inglés. Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en Inglés. Quizás esté solamente disponible en Inglés o traducido automaticamente. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos. Si tiene alguna pregunta, comuníquese con nosotros al (805) 543-1816.

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  • Personal
    • Checking
      • Choose Your Account
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      • Just for College Students
      • Visa Debit Cards
      • Fraud Monitoring Service
      • Overdraft Protection
    • Savings & Retirement
      • Share Certificate
      • Money Market
      • Traditional IRA
      • Roth IRA
      • SEP
      • Share Certificate Specials at SESLOC
      • Save to Win
      • Change it up
    • Personal Loans and Lines of Credit
      • Auto Loans
        • Vehicle Loans
        • Purchase or Refinance a Vehicle Loan
        • AutoSMART & SESLOC Preferred Dealers
        • HomeFREE Discount Program
        • Calculate a Vehicle Payment
        • GAP Insurance
        • Mechanical Repair Coverage
      • SESLOC Visa Credit Cards
        • Visa Signature Rewards credit card
        • Classic Fixed Rate Visa Credit Card
      • Personal Loans
      • Instant Funds loans
      • Sustainable Loans
      • Borrower Security
    • Home Loans
      • Home Loan Programs
      • Find a SESLOC Mortgage Loan Officer
      • Mortgage Rates
      • Instant Mortgage Rate Quote
      • Mortgage Subservicer Transition FAQs
      • Purchase a Home
      • Refinance a Mortgage
      • Land & Lot Loans
      • Home Equity Line of Credit
      • Home Equity Loans
      • Investment Property Lending
      • Just for First Responders
      • Just for School Employees
      • FHA Loans
      • VA Loans
      • Cal Poly Faculty & Staff Housing
      • Calculate a Mortgage Payment
    • Remote and Digital Banking
      • Enroll in Online Banking
      • SESLOC Mobile App
      • Mobile Check Deposit
      • eStatements & eNotices
      • Online Banking Alerts
      • Open Transfers
      • Bill Pay
      • Google, Samsung & Apple Pay
      • Direct Deposit
      • Live Chat
      • Send Forms Securely with DocuSign
      • Card Services
      • Submit a Travel Notice
      • Phone Teller
  • Business
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    • Commercial Lending
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    • Remote and Digital Business Banking
    • Business Member Education
      • Nonprofit Banking Guide
      • Calculators for Running Your Business
      • Online Banking Support
      • Business Bill Pay Guide
  • Wealth Management
  • Why SESLOC
    • Why SESLOC?
      • About SESLOC, Our 80 Year History
      • How to Join SESLOC
      • Leadership
      • Annual Report & Publications
      • 80th Anniversary Celebrations in 2022
    • Community Impact
      • Giving Back to the Central Coast
      • SESLOC Financial Scholars
      • Community Fundraisers
      • Education Grants
      • 80th Anniversary Celebrations
    • Financial Education
      • Our Commitment to Financial Education
      • Webinars & Seminars
      • GreenPath Financial Counseling
      • Financial Calculators
      • Financial Tools
      • Fraud Center
    • Member Benefits & Specials
      • Programs & Services
        • Everyday Member Benefits
        • Level Up
        • SESLOC Rewards
        • Local Rewards
        • TruStage Insurance
        • Share Certificate Specials
        • HomeFREE Discount Program
        • Skip a Pay
      • Member Events
        • Shred Days
        • Youth Week 2025
        • I Love My Credit Union Day
        • International Credit Union Day
        • Financial Webinars
        • Cybersecurity Awareness Month
      • Affordable Loan Add-Ons
        • Mechanical Breakdown Insurance
        • GAP Plus
        • Debt Protection
  • SESLOC News+
    • Member News
      • From Your CEO
      • Fraud Advisories
      • Hot Off the Press
      • Top SESLOC Rewards
    • Community Stories
      • Education Grants
      • Community Cares Award
      • Young Change Makers Award
      • On the Scene
      • Positive Impact
    • Financial Health Tips
      • Dealing With Debt
      • Financial Basics
      • Fraud Prevention
      • Getting Married
      • Going to College
      • Home Buying
      • Parents & Kids
      • Starting a Business
    • Member Support & How-Tos
      • Online Banking
      • Bill Pay
      • Business Online Banking
      • Deposit Accounts
      • Loans
  • Fraud Center: Protect Yourself from the Latest Scams
  • Join SESLOC & Open Account
  • Today?s Consumer Rates
  • Apply for a Loan
  • Today’s Mortgage Rates
  • Today?s Business Rates
  • Make a Loan Payment
  • Find a Branch
  • Find an ATM
  • Contact Us (805) 543-1816
  • Book Appointment
  • Branch Waitlist
  • Change Address Form & More
  • Consumer and Business Fee Schedules – Overdraft Fees Just Reduced or Eliminated
  • Routing Number: 322282713
  • Employment: Join Our Team!
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ROUTING NUMBER: 322282713

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© Copyright 2025 SESLOC Credit Union

Founded in 1942, SESLOC Credit Union is a not-for-profit financial institution providing personal and business banking, commercial lending and investment services in central and coastal California. Committed to improving the financial well-being of its members and community, SESLOC offers affordable and inclusive products, services and education programs to help build financial stability. SESLOC accepts ITINs. From free checking accounts, high-yield savings and investment accounts, mortgages, home equity line of credit, credit cards, personal and auto loans, wealth management services, business banking, and commercial lending, SESLOC is here for all of your banking needs. Members may bank online, use the SESLOC mobile banking app, use one of 30,000 surcharge-free ATMs nationwide, or visit one of our branches in Paso Robles, Atascadero, San Luis Obispo, Cal Poly campus, Arroyo Grande or Santa Maria.

Federally insured by NCUASavings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.

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