Financial Calculators

These calculators are provided as tools to help
you estimate loan payments, plan your savings,
and analyze your financial situation.


Use of these calculators is not to be construed as guarantees of credit, of deposit account earnings or of tax savings. See full disclosure below.

Loans and Credit

Loan Payment — Estimate a payment OR enter a loan rate and your desired payment.

Auto Loan Payment — Determine monthly payments and calculate how a trade-in or down payment affects your payments.

Auto Rebate vs. Low Rate — Compare whether a low rate or a manufacturer's rebate plus traditional financing will save you more.

Roll Down Credit Card Debt — This calculator applies two simple principles to paying off your credit card debt.

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Home Loans

Rent vs. Buy — Are you better off buying a home or renting?

Mortgage Tax Savings — Interest and points paid for a home loan are tax deductible. See how much you could save in income taxes.

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Retirement

Retirement Contribution Effects on Your Paycheck — See how contributions to a 401(k), 403(b) or 457 plan can affect your paycheck and retirement savings.

Nest Egg — Do you know how much it takes to create a secure retirement? This calculator can help determine what size your nest egg should be.

Retirement Pension Planner — Plan your retirement with a company pension, find out if you are on track, and learn how to stay there.

You're Never Too Young — Small deposits can yield big rewards if you start young.

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Savings

Savings Goal —What will it take to reach your savings goal?

Future Value — Estimate the value of a single deposit over a period of time.

Lunch Savings — See how a simple changes can really add up.

Benefit of Spending Less — Reduced spending can be worth more than you think.

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Personal Finance

Checkbook Balancer — Balance your checkbook with this quick and easy calculator.

Home Budget — Analyze your budget and find out where you can improve.

Pay Off Debt or Save — The difference between the cost of debt and the benefits of saving is easier to see with this calculator.

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Important: Interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment or borrowing advice. Calculators provide hypothetical illustrations of historical, current or future performance estimates. Actual rates, terms and payments may vary. Calculators are for educational and illustrative purposes only. These calculators provide data that may help you analyze your financial situation based on assumptions and information you provide. A calculator should not be relied on as your only source of data. Calculators are provided from sources we believe to be reliable; however, there is no accuracy guarantee. Use of this calculator is provided to you without warranty of any kind, express or implied or statutory, including "fitness for a particular purpose." We encourage you to seek personalized advice from qualified financial professionals regarding your personal finance situation. User agrees to hold SESLOC Federal Credit Union harmless from any and all costs and liabilities for any improper use or violation of these terms. These terms and agreement are governed by California law.