Mechanical Repair Coverage

Essential Protection at a Low Cost

A breakdown can be troubling enough without the added worry of expensive repairs. That’s why we’re pleased to offer Mechanical Repair Coverage¹ to SESLOC members.

As your vehicle gets older, the risk and cost of repairs increases.

And the average cost of those repairs can be expensive.²

Mechanical Repair Coverage may help limit unexpected covered repair costs as your vehicle ages, potentially saving you thousands of dollars in repairs.

What’s more, it works at any authorized repair facility in the U.S. or Canada.

Additional Coverage Benefits

• Substitute transportation: up to $50 per day (10-day maximum); available on the first day of a covered repair.
• 24-hour emergency roadside assistance: up to $125 per occurrence; includes towing, battery jumpstart, fluid delivery, flat tire assistance and lock-out service. (Extrication service not available to residents of CA.)
• Travel expense reimbursement: up to $200 per day (5-day maximum) for lodging, food and transportation expenses when a covered breakdown occurs 100 miles or more from home and your vehicle is held overnight at a repair facility; not available to residents of NY.
• Key replacement: up to $800 per occurrence for the repair or, if nonrepairable, the replacement of lost,
  stolen or damaged keys (including fob and/or remote) including any programming; not available to residents
  of CT, MA, PA, or VT. 
• Good at any authorized repair facility in the continental United States of America, Alaska, Hawaii and Canada
• No out of pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.
• Transferable: if you sell your vehicle privately, the coverage can be transferred (for an administrative fee), adding resale value and appeal.
• Cancelable: receive a full refund for an unused agreement within the first 60 days, or a prorated refund thereafter less an administrative fee.³

1. Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at P.O. Box 802746, Chicago, Illinois 60680-2747, 1-800-752-6265. This coverage is made available to you by TruStage.

The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured of like kind and quality. MRC-3395269.8-0125-0227 CARMA# IMRC5E

2. Actual costs may vary by vehicle year, make and model. Prices are based on actual claim experience of Consumer Program Administrators, Inc. and its affiliated companies’ customers as of December 2024. Your experience may be different.

3. Cancellation provision and administrative fees vary by state.

Auto Buying Tips

From the News+ Blog