Each IRA offers certain tax advantages, which vary according to income and eligibility. Your tax professional can advise you on your individual situation.

• Traditional IRA & Roth IRA 
• Deferred Compensation Accounts
• Simplified Employer Pension (SEP)

Share Savings IRA

• Open with a deposit of $5.00
• Make additional deposits up to annual limits.

Share IRA Certificates:

• Open with a minimum of $500.00
• Lock in a higher interest rate based on selected term
• No additional funds may be added during the term of the certificate

Click here for Certificate IRA Rates

 Insurance coverage for IRA Accounts increases to $250,000 effective April 1, 2006. IRAs are insured separately from your regular share accounts.

Important information
Contributions must be from earned income. Early withdrawal penalties may apply.

Multiple retirement account types are available to savers, and may be used in combination with each other. Each account type offers certain tax advantages, which vary according to income and eligibility. Maximum contributions are regulated by federal law and may vary based on your income and the types of accounts you select. Your tax professional is the best source of information about your individual situation.

Savings are insured to at least $100,000 and backed by the full faith and credit of the U.S. Government: National Credit Union Administration, a U.S. government agency. IRAs are insured to $250,000.