You'll love our fall certificate rates.

Share Certificate Specials at SESLOC

Special Rates

offered on all share certificates. 

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Special Rates

offered on all certificates. 

High yield. Low effort.

Take advantage of low minimums and enjoy maximum chill — let your money do the hard work.  We are now offering more dividends on higher balances on select Consumer, Business and IRA share certificates. Lock in a great rate today when you open a SESLOC share certificate. 

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Today’s Rates for

Consumer Traditional & Business
2-Year Share Certificates

$1,000 minimum opening balance requirement

3.92% APY¹

$1,000 minimum to earn

3.97% APY¹

$50,000 minimum to earn

4.02% APY¹

$100,000 minimum to earn

4.07% APY¹

$200,000 minimum to earn

Need more options?

Choose from a variety of short-term and long-term share certificates. Plus, we offer tiered savings rates on IRA share certificates, with a minimum opening balance requirement of $500. Check out our great rates.

Consumer Rates

3, 6, 12, 15 and 18 month and 2-5 year terms available

IRA Rates

12 month and 2-5 year terms available

Business Rates

3, 6 and 12 month, and 2-5 year terms available

Hurry!

These great rates are only available for a limited time.

– Current Members –
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Make an appointment at any branch to get started today. Or call us at (805) 543-1816.

Minimum opening deposit is $1,000 for Consumer Traditional and Business certificate accounts.

1. The Annual Percentage Yield (APY) is effective as of 07/02/2026 is subject to change at any time without prior notice and will be determined and fixed for the term of the 2-year share certificate at account funding. This offer is valid for Consumer Traditional and Business share certificate accounts. Required minimum opening deposit of $1,000 for Consumer and Business accounts. Any withdrawals, including fees, will reduce earnings on the account. Early withdrawal penalties and additional restrictions may apply. A partial early withdrawal that would reduce the principal balance below the minimum balance required to obtain the applied tiered dividend rate at account opening will result in account closure along with early withdrawal penalties.