Use your SESLOC Reward points to explore the Central Coast

SESLOC Rewards

Earn now. Redeem later. 

SESLOC Rewards cards

With SESLOC Rewards, you earn reward points for every purchase made with your HomeFREE Checking™ debit card OR your SESLOC Visa Signature® Rewards credit card. Redeem points for merchandise, gift cards, travel experiences and for fuel at particpating gas stations. If you have both accounts, your earned debit and credit card reward points are automatically combined under one account, increasing your redeemption power. 

  Important! Registration is required.
You will not earn points on purchases until you register. 

You may also access in Online Banking. 

Benefits & Features

 Earn points with every purchase:

HomeFREE Checking debit card

  • Earn 1 point for every $2 purchase made with a signature transaction
  • Earn 1 point for every $4 purchase made using your PIN

Visa Signature Rewards credit card

  • 1.5 points for every $1 spent on purchases

PLUS, earn bonus points or special discounts when you shop at participating local and national merchants in the "ShopSPOT" program, up to 10x as many points.


 Redeem on-the-go

  • Your up-to-date point accrual is listed at the top of every page at
  • Browse the digital rewards catalog on your smartphone or desktop.
  • Reward fulfillment is quick and easy, and managed by through our partners at CO-OP.*

 Customize your account

  • Set reward and alert preferences
  • Create Wish Lists to store your favorite rewards
  • Use the Points Calculator to estimate points earned over time


How to Get Started

Visit to register, view, redeem rewards and manage your account. Or in Online Banking, navigate to Services > Rewards Points. 

  • For new members, registration will be available within 3 business days of the date your debit card was issued.
  • Enter your name on the registration page as it is printed on our SESLOC debit card, and use the zip code of your mailing address on file with SESLOC.
  • Joint account owners will register separately, but benefit from combined points. 
  • You'll receive email communications regarding activity with your account and notices of special offers. You can set Alert preferences during registration, or update anytime under My Account > My Profile. Note: this is separate from SESLOC's eList and eStatement opt-in.
  • Accept the program terms and conditions and you're ready to go!


Need support?

Please call (888) 211-1741 or view the SESLOC Rewards FAQs

Customer services representatives are available 24/7 nearly 365 days per year to assist you with:

  • Online registration
  • Managing your account or points accrual
  • Placing and fulfilling orders

SESLOC Rewards program Terms and Conditions can be found at

Points may not be redeemed for rewards at any SESLOC branch or fulfilled through our Contact Center. We do not store reward inventory.



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