Certificate
Savings Accounts
Share Certificate Accounts
Watch your money grow. Earn high yields on long-term funds while saving for planned purchases.
Now offering more dividends on higher balances.
You have a choice in where you deposit your hard-earned money. To show our appreciation for choosing SESLOC, we’re now offering a higher annual percentage yield (APY) on Consumer Traditional Share Certificates with higher balances.
Because when you save big, you should earn big.
3.30%
APY †
SPECIAL RATE
offered on 3-month
Share Certificates.
HURRY!
Lock in this special rate when you open a SESLOC 3-month Share Certificate and start earning dividends. Plus, earn more on higher balances with our new tiered rate structure.
This great rate is only available for a limited time.
†APY = The Annual Percentage Yield (APY) is effective as of 2/5/25, is subject to change at any time without prior notice and will be determined and fixed for the term of the 3-month share certificate at account funding. This offer is valid for Consumer Traditional certificate accounts. Required minimum opening deposit of $1,000. Any withdrawals, including fees, will reduce earnings on the account. Early withdrawal penalties and additional restrictions may apply.
Traditional Share Certificate
Earn the highest dividend rates the Credit Union offers with a Traditional Share Certificate. The longer you save, the more you earn. Lock in your rate for the term you select and watch your dividends compound monthly.
- $1,000 minimum deposit
- 3, 6, 12, 15, or 18 month terms, as well as 2 – 5 year terms available
- New! Earn even more dividends with our tiered rate structure.
Building Block Add-On Share Certificate
Earn generous dividends while saving for annual expenditures, such as vacations, taxes or holiday gifts. Dividends compound monthly.
- $250 minimum deposit
- Add deposits of $25 or more anytime during the 1-year term
Save to Win Share Certificate
Open a Save to Win share certificate and every time you make a $25 deposit (up to 100 entries per month), you’ll be entered in a monthly and quarterly prize drawing for a chance to win up to $5,000.
- $25 minimum deposit
- 12-month term
Open a Share Certificate account
NOT A MEMBER?
Join online, then you can open your Share Certificate account at any branch.
CURRENT MEMBERS
Open an account in Online Banking.
Save to Win and Building Block certificates may be opened online.
You can also visit any branch or call our Contact Center at (805) 543-1816.
For additional information, see How to Join »
Early withdrawal penalties apply to all share certificate types. Defer to your share certificate disclosure for other terms, conditions and restrictions.
Your Money is Safe at SESLOC
Accounts are insured to at least $250,000 by the National Credit Union Administration, a U.S. government agency.
Tips for Financial Health
From the News+ Blog
How to Spend Savvy During the Holidays
Here are some of the best tips for controlling spending and staying out of debt while still enjoying the holiday season.
Tips for Teaching Kids about Money and Finances
Giving kids an allowance can be a great way to teach them the value of money. Here’s some ways to expand that lesson beyond work and rewards.
Strategies for Managing Financial Stress and Anxiety
Everyone can learn from missteps and change financial habits. Consider these money moves to help reduce the stress over finances.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
