Business & Commercial Lending
COVID-19 Business Relief Options
We understand the negative impacts of the COVID-19 pandemic on our Business Members and community and want to help. Please see our relief options. SESLOC Members can also email Liz Summer for more information.
SESLOC can help your business grow.
Whether you need more working capital, more office space, or a new company car, we offer a variety of business and commercial lending solutions to help your business grow and thrive.
- Commercial Real Estate Loans – Whether an investment or an owner-occupied property, a commercial real estate loan can help you purchase a larger facility or refinance the building you’re in now. Learn more »
- Lines of Credit – A revolving line of credit is an ideal way to provide short-term working capital to help with seasonal purchases, cash flow fluctuations, inventory, and more.
- Term Loans – A term loan can finance the purchase of equipment or provide permanent working capital to help your business grow.
- Vehicle Loans – SESLOC can help you purchase the right vehicles for your business. Finance most passenger cars, vans, light-duty trucks and sport utility vehicles here.
- Business Credit Cards – A SESLOC Visa® credit card offers outstanding benefits and competitive rates designed to meet your business needs.
- Quick Approval Loans – Now offering express approval for Visa® Credit, up to $20,000 and Vehicle Loans, up to $50,000.*
To get started, contact our team or apply online.
For loans over $75,000 call (805) 540-7707.
*Other eligibility qualifications required for loan approval. Restrictions may apply.
"I’ve banked at SESLOC for at least 20 years and always received excellent service." — Nancy C.
"Professional, friendly service with a personal touch. Great alternative to big corporate banks that profess to also be “people” but don’t remind you of any person that ever cared about you in the least." — Shawn B.
"Quick and efficient! I’m always in a rush so I love that I’m able to get in and out." — Cynthia W.
"Great service and friendly people. Always there to help with financial advice and explain the details. The best place to bank and the safest place to put your money." — Kathy H.
"Very friendly and helpful staff. Low banking fees and got a great interest rate on my used car loan." — Christie M.