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Business & Commercial Lending


COVID-19: Federal Government Disaster Assistance Program for Small Businesses

Economic Injury Disaster Loans (EIDL) were included in the CARES Act passed by Congress on March 27, 2020. The loans through the SBA will provide working capital loans to help small businesses of all sizes to meet their ordinary and necessary financial obligations that can’t be met as a direct result of this Coronavirus disaster. While SESLOC is not a designated SBA lender, we're providing helpful information for how to apply. SESLOC Members can also email Liz Summer for more information.


SESLOC can help your business grow.

Whether you need more working capital, more office space, or a new company car, we offer a variety of business and commercial lending solutions to help your business grow and thrive.

  • Lines of CreditA revolving line of credit is an ideal way to provide short-term working capital to help with seasonal purchases, cash flow fluctuations, inventory, and more.
  • Term LoansA term loan can finance the purchase of equipment or provide permanent working capital to help your business grow.
  • Vehicle LoansSESLOC can help you purchase the right vehicles for your business. Finance most passenger cars, vans, light-duty trucks and sport utility vehicles here.
  • Business Credit CardsA SESLOC Visa® credit card offers outstanding benefits and competitive rates designed to meet your business needs.
  • Commercial Real Estate LoansAn owner-occupied commercial real estate loan can help you purchase a larger facility or refinance the building you’re in now. Learn more »
  • Quick Approval LoansNow offering express approval for Visa® Credit, up to $20,000 and Vehicle Loans, up to $50,000.*

To get started, call (805) 543-1816, visit your local branch or apply online.

For loans over $75,000 call (805) 540-7707.


*Other eligibility qualifications required for loan approval. Restrictions may apply.