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Empty business buildings ready for entrepreneurs to move in.

Commercial Lending from Local Decision Makers

Commercial Real Estate Loans

Dad and son on hilltop Save to Win

Commercial Real Estate Loans

Whether you need to purchase or refinance, we provide loans that will work for you and your business.

SESLOC offers flexible and competitive Commercial Real Estate financing for both owner‑occupied and investment properties. Our experienced team provides a complimentary, timely review of your loan request and delivers clear guidance on your best financing options. 

Your Benefits:

  • Competitive interest rates
  • Quick, flexible and local loan approvals
  • 5, 7 and 10-year fixed-rate options
  • No prepayment penalties
  • Loans up to $7 million
  • Up to 30-year amortization with 15-year maturity
  • Hotel financing available
  • Lines of credit secured by commercial real estate
  • Convenient automatic loan payments from your business checking account

 

Eligible Property Types:

  • Office
  • Industrial
  • Retail
  • Multifamily (5+ units)
  • Self‑storage facilities
  • Hospitality (for hotel financing)

Lending Territory Expansion

We now service Commercial Real Estate Loans in nine Central and Coastal California counties, including: San Luis Obispo, Santa Barbara, Ventura, Monterey, Santa Cruz, Tulare, Kern, Fresno, and Kings. 

Learn More »

Contact Us Today

Melinda Bagby

Melinda Bagby
Senior Member Business Loans Officer
(805) 540-7732
Email Melinda

NMLS# 2064304

Zachary Glyer

Zack Glyer
Member Business Loans Officer

(805) 540-7731
Email Zack

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