Cal Poly students enjoy pizza purchased with their SESLOC HomeFREE checking debit card.

Cal Poly Visa Debit Card – Reward Points on Purchases

This one’s for the fans

Introducing the all new SESLOC Cal Poly Visa debit card, for HomeFREE Checking™

SESLOC HomeFREE Checking Visa debit card with a Cal Poly design
A woman is out shopping with her Cal Poly Visa debit rewards card.

This one’s for the fans.

Introducing the all new SESLOC Cal Poly Visa debit card, for HomeFREE Checking™

Calling all Mustang Fans!

Get your Cal Poly debit card when you open a HomeFREE Checking account at SESLOC. Earn points for freebies such as cash back, electronics and more. 

Easy to Join SESLOC

Open your account online, or stop by any SESLOC branch to get one in your wallet.

What’s all the fuss about?

Few debit cards out there stack up to the awesome benefits of the SESLOC Cal Poly rewards debit card.

Get a load of these benefits:

SESLOC checking debit card


 Our HomeFREE Checking™ account has no minimum balance requirement and no monthly fee… ever. Managing your monthly budget just got easier.

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Get Rewarded

Earn SESLOC Rewards¹ points on SESLOC Cal Poly debit card purchases, redeemable for cash back, fuel at the pump, or a ton of electronics and home essentials.

SESLOC Mobile icon

Take it to Go

Deposit checks and manage your account on the go via our slick, new mobile app. It even syncs with your Apple Watch. 

contactless payment icon

Tap to Pay

Load your Cal Poly debit card in Apple Pay, Google Pay, or Samsung Pay to make contactless payments at the register or for online orders. (Yes, it works with Uber Eats!) It’s a faster, safer way to pay.

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Get Cash Fast

With a Cal Poly debit card, you have more surcharge free access to your account at 50 local and 30,000 more ATMs nationwide. That’s more access than most banks. Use our handy ATM finder. 

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Bank Local

Ever heard of “shop local?” Rather than fund the interests of large corporations, when you join SESLOC, you put your money where live, and support your neighbors next door. We’re owned by our members and not-for-profit.

SESLOC's Cal Poly debit card
But wait. There’s more!

With Local Rewards,² you’ll earn 1.5x in bonus points at merchants all over the Central Coast, from Lompoc to Paso Robles.

Participating businesses near Cal Poly campus include: 

  • Cal Poly Ticket Office
  • Milestone Tavern
  • Firestone Grill
  • SLO General Store
  • Thai Delight Cuisine
  • California Fresh Market
  • Black Horse Coffee
  • Cowboy Cookies
  • Shalimar Restaurant
  • Pizza Republic
  • Moondoggies Beach Club
  • Old SLO BBQ
  • Taco Temple

How will you redeem your SESLOC Reward points?

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Serious Travel

Get more bang for your buck when you redeem points for airfare or hotels all over the world.

shopping cart

Super Cool Stuff

Choose from big screen TVs, name-brand sunnies, camping gear and more.

pay with points

Pay With Points

Enroll and you’ll get text messages to use your points to pay for a recent qualifying purchase.3 Neat!

cash back

Cash Back

Use your points for a credit on your next statement.4

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Fuel at the Pump

Use your points to pay for gas at participating stations. In this economy? Yep. We do that!

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Gift Cards

Give them away as a gift, or use it for yourself. (Either way, we won’t tell.)

Plus more! Take a text drive to see the full rewards catalog at »

Not sure what credit unions do?

We do everything a bank does, but so much better.

The SESLOC staff at Cal Poly welcomes you in.
SESLOC staff at an event
The SESLOC team at MM$K
Shred Day event in Paso Robles
SESLOC presents a check to the YMCA
  • Member Owned – Our financial cooperative is built for you, not for shareholders.
  • Not for Profit – And all for fun. Any profit we make is returned to members in the form of lower loan rates, higher savings rates, and many free or low cost services.
  • Money Stays Local – We are lending to your neighbor next door. Making our community brighter and tighter, together.
  • Cal Poly Student Support – We bank all of the Registereted Student Organizations (RSOs) on campus, offer free financial education via webinars, articles, financial calculators, and host an internship program every summer so students like you can gain real-world experience before gradutation.
  • Membership Benefits5 – From killer rewards programs to free financial education, we literally can’t list them all here. Check it out »
  • Giving Back – We support local nonprofits that make the Central Coast the best place to live. See how »
Giving Back
SESLOC Credit Union
Pay with Pride

Get your SESLOC Cal Poly debit card today! 

Joining SESLOC is easy.

Open your account online, or stop by one of our six branches on the Central Coast. 

A Note for New Accounts — The USA Patriot Act requires financial institutions to verify your identity when opening an account. You and any joint owner(s) will be asked to provide a current California Driver’s License (and proof of address if you’ve moved) plus social security number(s). Accounts that can be opened by mail may have additional requirements. If you do not have a California Driver’s License, you may use a current government-issued photo ID.
1. SESLOC Rewards Terms and Conditions.
2. Local Rewards bonus points are earned on purchases made at participating Local Businesses only. Participating Local Businesses (“merchants”) are subject to change at any time without notice. Participation in Local Rewards does not constitute an endorsement on the part of either the merchant or SESLOC Credit Union. Purchases made at participating merchants processed through third-party services (e.g. DoorDash, Grub Hub, Uber Eats ect.) may not qualify for bonus points under Local Rewards. Local Rewards is part of the SESLOC Rewards program; see for complete terms, conditions, restrictions and eligibility that apply. For any questions regarding Local Rewards, contact SESLOC Credit Union.
3. Participation in the Pay With Points program is subject to terms and conditions, available at Qualifying purchases are Visa Signature transactions between $25.00 and $250.00 at participating merchants who accept Visa. PIN transactions do not qualify and some merchants who accept Visa are excluded. Statement credit may take up to ten (10) days to be applied. You must have enough points earned to be redeemed for the purchase amount in order to receive the notifications.
4. ACH deposit may take up to ten (10) days to be applied, and statement credit may take up to two (2) billing cycles.
5. Everyday Member Benefits are available to Credit Union members in accordance with disclosures and agreements between the Credit Union and the Consumer Member, including but not limited to the Member Application, the Member Account Agreement and Disclosure, Truth-in-Savings disclosures, all Fee Schedules, Rate Sheets and other account agreements and disclosures. For benefits including but not limited to Identity Theft Recovery + Mobile Phone Insurance, SESLOC Rewards, SESLOC Shred Days, EasyPay, insurance products through TruStage® Insurance Agency, LLC, and financial counseling through GreenPath, Inc., refer to their individual Terms and Conditions disclosures located on or visit a SESLOC branch for more details regarding benefit terms, conditions, limits, restrictions and eligibility that apply. Some services require primary consumer member to agree to separate terms and conditions. Insurance offered through TruStage® Insurance Agency, LLC is a not a deposit and is not federally insured. The insurance coverage offered through TruStage® is not sold or guaranteed by the Credit Union.