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SESLOC Federal Credit Union
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  • Routing Number: 322282713
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            • Getting Started in LifeFinancial tips and tools for college and beyond.

          • Scams

            Protect Yourself From Common Money Scams

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            Avoid Money Transfer App Scams

          • Mobile deposits

            3 Reasons to Go Contactless With Mobile Deposits

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            Embrace Contactless Payments

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          • Retirement Plan Considerations for Every Life Stage

          • Saving Money Isn’t a Luxury — It’s a Necessity

          • Saving Money Isn’t a Luxury — It’s a Necessity

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          • First Time Car Buyer Tips

            Buying your first car? This is what you need to know. 

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            5 Money Saving Tips for Car Owners

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            Auto Buying Resources

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            7 Ways to Pay Your SESLOC Loan

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            What’s in your credit score? 

          • Monitor credit score

            How Closely Do I Need to Monitor My Credit Score?

          • Credit FreezeWhat is a Credit Freeze?

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            Should I use cash or cards?

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            Mortgage Refinancing FAQs

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            eBook: The Home Buying Journey Explained

          • Home Equity

            HELOC vs Home Equity: What’s the difference?

          • Home Inspection

            What to Expect from the Inspection

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  • Wealth Management
  • Why SESLOC
    • Who We Are
          • Member Owned Since 1942
            • Why SESLOC
            • Our 80 Year History
            • 80th Anniversary Celebrations
            • How to Join SESLOC
            • Credit Union Leadership
            • Annual Report & Publications
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          • Safe & Secure

            What to Know About Bank Failures

          • Reduce Debt

            GreenPath Debt Management Plans Reduced Member Debt By 36% in 2022

          • From your CEO

            A Letter from President/CEO Geri LaChance: Winter 2023

          • Strong Passwords

            10 Tips for Strong Passwords

    • Community Impact
          • Celebrating People + Place
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            • Education Grants
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            • Community Fundraisers
            • 80th Anniversary Celebrations

          • Education Grants

            Celebrating a Decade of Education Grants

          • Financial Scholars

            970 Students Completed the Financial Scholars Program 

          • 2022 Year in Review

            2022 Year in Review

          • Book

            Thank You for Supporting Childhood Literacy

    • Financial Education
          • Boosting Your Financial IQ
            • Our Commitment to Financial Education
            • Financial Seminars
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            • 100+ Financial Health ArticlesTaking control of your financial health starts with education. Learn how:

          • Grocery Shopping

            7 Tips to Model Healthy Money Management

          • understanding Tax Brackets

            Understanding Tax Brackets

          • Elder Fraud

            Protecting Your Loved Ones From Elder Fraud

          • Retirement Planning

            Retirement Plan Considerations at Every Life Stage

    • Membership Benefits
          • Do More. Get More.
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            • Level Up
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            • Youth Week 2023
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          • Level Up

            5 Ways to Level Up and Save More

          • Strong Passwords

            10 Tips for Strong Passwords

          • MemberXP Best of the Best

            SESLOC Recognized Nationally for Exceptional Consumer Lending Experience

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            Shop Local With Local Rewards

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Online Banking Agreement & Disclosure

SESLOC Federal Credit Union
Digital Banking Disclosures

Online and Mobile Banking Agreement
and Bill Pay Services Agreement

Effective February 22, 2023

Download PDF for Personal Memberships
Download PDF for Business Memberships
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Saturday, 9:00 a.m. – 1:00 p.m.
    Live Chat:
Mon – Fri, 8:00 a.m. – 6:00 p.m.

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NOTE: The content, applications, and documents associated with specific products and services may be available only in English or auto-translated. If you have any questions, please contact us at (805) 543-1816. Va a entrar a una página que podría estar en inglés. Es posible que el contenido, las solicitudes y los documentos asociados con los productos y servicios específicos en esa página estén disponibles solo en Inglés. Quizás esté solamente disponible en Inglés o traducido automaticamente. Antes de escoger un producto o servicio, asegúrese de haber leído y entendido todos los términos y condiciones provistos. Si tiene alguna pregunta, comuníquese con nosotros al (805) 543-1816.

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Or try these resources:

  • Member Support How-Tos
  • Live Chat
  • Search
  • Personal
    • Checking
      • Choose Your Account
      • Basic Checking
      • HomeFree Checking
      • Identity Theft Services
      • Just for College Students
      • Visa Debit Cards
      • Fraud Monitoring Service
      • Overdraft Protection
    • Savings & Retirement
      • Share Certificate
      • Money Market
      • Traditional IRA
      • Roth IRA
      • SEP
      • Share Certificate Specials at SESLOC
      • Save to Win
      • Change it up
    • Personal Loans and Lines of Credit
      • Auto Loans
        • Vehicle Loans
        • Purchase or Refinance a Vehicle Loan
        • Shop for a Car with AutoSMART
        • HomeFREE Discount Program
        • Calculate a Vehicle Payment
        • GAP Insurance
      • SESLOC Visa Credit Cards
        • Visa Signature Rewards credit card
        • Classic Fixed Rate Visa Credit Card
      • Consumer Loans
      • Sustainable Loans
      • Borrower Security
    • Home Loans
      • Home Loan Programs
      • Find a SESLOC Mortgage Loan Officer
      • Today?s Mortgage Rates
      • Instant Mortgage Rate Quote
      • Purchase a Home
      • Refinance a Mortgage
      • Construction & Land Loans
      • Home Equity Line of Credit
      • Home Equity Loans
      • Investment Property Lending
      • Just for First Responders
      • Just for School Employees
      • FHA and VA Loans
      • Calculate a Mortgage Payment
    • Remote and Digital Banking
      • Enroll in Online Banking
      • SESLOC Mobile App
      • Mobile Check Deposit
      • eStatements
      • Online Banking Alerts
      • Open Transfers
      • Bill Pay
      • Google, Samsung & Apple Pay
      • Direct Deposit
      • Live Chat
      • Send Forms Securely with DocuSign
      • Card Services
      • Submit a Travel Notice
      • Phone Teller
  • Business
    • About Business Services
    • Contact Business Services
    • Business and Nonprofit Checking Accounts
    • Business and Nonprofit Savings Accounts
      • Business Share Certificates
      • Business Money Market Accounts
    • Business Lending
    • Calculators for Running Your Business
    • Commercial Lending
    • Treasury Management
      • ACH Payment Processing
      • Mobile Deposit Capture
      • Online Wire Transfers
    • Business Services Rates
    • Remote and Digital Business Banking
    • Business Member Education
      • Nonprofit Banking Guide
      • Calculators for Running Your Business
      • Cybersecurity Toolkit
      • Online Banking Support
      • Business Bill Pay Guide
  • Wealth Management
  • Why SESLOC
    • Why SESLOC?
      • About SESLOC, Our 80 Year History
      • How to Join SESLOC
      • 80th Anniversary Celebrations
      • Leadership
      • Annual Report & Publications
    • Community Impact
      • Giving Back to the Central Coast
      • SESLOC Financial Scholars
      • Community Fundraisers
      • Education Grants
      • 80th Anniversary Celebrations
    • Financial Education
      • Our Commitment to Financial Education
      • Webinars & Seminars
      • GreenPath Financial Counseling
      • Financial Calculators
      • Financial Tools
    • Membership Benefits
      • Everyday Member Benefits
      • Level Up
      • SESLOC Rewards
      • Local Rewards
      • Youth Week 2023
      • Shred Days
      • TruStage Insurance
  • SESLOC News+
  • Employment – Join Our Team!
  • Apply for a Loan
  • Join SESLOC & Open Account
  • Make a Loan Payment
  • Today’s Consumer Rates
  • Today?s Mortgage Rates
  • Today’s Business Rates
  • Contact Us (805) 543-1816
  • Find an ATM
  • Find a Branch
  • Book Appointment
  • Branch Waitlist
  • Change Address Form & More
  • Consumer and Business Fee Schedules
  • Routing Number: 322282713
SESLOC Federal Credit Union
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ROUTING NUMBER: 322282713

NMLS #411619

© Copyright 2023 SESLOC Federal Credit Union

Since 1942, SESLOC Federal Credit Union helped members reach their financial goals by offering banking solutions including free checking accounts, savings and investment accounts, mortgages, credit cards, personal and auto loans, wealth management services, business banking, commercial lending, and more. Membership is open to anyone who lives, works or goes to school in San Luis Obispo County and Northern Santa Barbara County. Bank online, use our mobile banking app or visit one of our branches in Paso Robles, Atascadero, San Luis Obispo, Cal Poly campus, Arroyo Grande or Santa Maria.

Federally insured by NCUASavings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.

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