husband,wife and child unpacking boxes


Start the loan process now with our easy online loan application »

You can also call 805.543.1816
or email us at RE

Home Loans

Whether you want to purchase, refinance, or tap into your home's equity, SESLOC offers attentive service, competitive rates, and up to 95% LTV financing. Buying a home may be your biggest investment, and we can assist you every step of the way.

Purchase or Refinance - Fixed and adjustable rate loans with flexible terms.

Home Equity Loans - Line of credit and closed end loans available.
Interest may be tax deductible.*

Lot & Residential Construction - For purchases and new home construction,
with a convenient rollover option.

Investment Property - For purchase or refinance of non-owner occupied properties.

FHA and VA Loans - An affordable option for first-time buyers, those with little savings,
and Veterans.

*Check with your professional tax advisor about your particular situation.


  To ask questions or get prequalified, speak with a Residential Mortgage Loan Officer in your area by calling 805.543.1816.

Need help?

If you have a SESLOC Home Loan and have hit a financial "bump in the road," we may be able to help.Learn more   »

Make a Plan

Through the BALANCE Financial Fitness Program, you have free access to counselors that can walk you through the steps needed to make home ownership a reality.