husband,wife and child unpacking boxes

APPLY NOW

Start the loan process now with our easy online loan application »


You can also call 805.543.1816
or email us at RE info@sesloc.org.

Home Loans

Whether you want to purchase, refinance, or tap into your home's equity, SESLOC offers attentive service, competitive rates, and up to 95% LTV financing. Buying a home may be your biggest investment, and we can assist you every step of the way.

Purchase or Refinance - Fixed and adjustable rate loans with flexible terms.

Home Equity Loans - Line of credit and closed end loans available.
Interest may be tax deductible.*

Lot & Residential Construction - For purchases and new home construction,
with a convenient rollover option.

Investment Property - For purchase or refinance of non-owner occupied properties.

FHA and VA Loans - An affordable option for first-time buyers, those with little savings,
and Veterans.

*Check with your professional tax advisor about your particular situation.
 

 

  To ask questions or get prequalified, speak with a Residential Mortgage Loan Officer in your area by calling 805.543.1816.


Need help?

If you have a SESLOC Home Loan and have hit a financial "bump in the road," we may be able to help.Learn more   »

Make a Plan

Visit BALANCE
Through the BALANCE Financial Fitness Program, you have free access to counselors that can walk you through the steps needed to make home ownership a reality.