Home Loans
Whether you want to purchase, refinance, or make a sound investment, we'll help you find the real estate solution that's right for you. Along with competitive rates, you'll get personal service and guidance through the lending process.
Purchase - From first homes to vacation homes, we can help you succeed.
Refinance - Lower your monthly mortgage payment or save on interest by refinancing.
Lot & Residential Construction - Build your dream home.
Investment Property - For purchase or refinance of non-owner occupied properties.
FHA and VA Loans - An affordable option for first-time buyers and Veterans.
K-12 Teacher and First Responder Loans - SESLOC supports our local heroes with this special program.
Home Equity Loans - A closed-end loan that can help ease financial burdens.
Get Started Today
Request a free consultation to review your options, or get started with an application today. When applying for a pre-approval, choose the option for home purchase without an accepted contract. See our helpful tips and documentation checklist.
Or contact a Mortgage
Loan Officer at a branch near you »
Looking for a Home Equity Line of Credit?
Rather than one lump sum, a HELOC allows you to draw funds as needed.
Learn more »
Are you having difficulty making your payments?
If you have a SESLOC Home Loan and have hit a financial "bump in the road," we may be able to help. Learn more »
"I’ve banked at SESLOC for at least 20 years and always received excellent service." — Nancy C.
"Professional, friendly service with a personal touch. Great alternative to big corporate banks that profess to also be “people” but don’t remind you of any person that ever cared about you in the least." — Shawn B.
"Quick and efficient! I’m always in a rush so I love that I’m able to get in and out." — Cynthia W.
"Great service and friendly people. Always there to help with financial advice and explain the details. The best place to bank and the safest place to put your money." — Kathy H.
"Very friendly and helpful staff. Low banking fees and got a great interest rate on my used car loan." — Christie M.