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Home Loans

Whether you want to purchase, refinance, or tap into your home's equity, SESLOC offers attentive service, competitive rates, and up to 95% LTV financing. Buying a home may be your biggest investment, and we can assist you every step of the way.

Purchase or Refinance - Fixed and adjustable rate loans with flexible terms.

Home Equity Lines of Credit - Use the equity in your home to add financial flexiblity.

Home Equity Loans - A closed end loan that can help ease financial burdens.

Lot & Residential Construction - For purchases and new home construction.

Investment Property - For purchase or refinance of non-owner occupied properties.

FHA and VA Loans - An affordable option for first-time buyers and Veterans.

  To ask questions or get prequalified, speak with a SESLOC Real Estate Loan Representative by calling 805.543.1816.

Need help?

If you have a SESLOC Home Loan and have hit a financial "bump in the road," we may be able to help. Learn more  »

Make a Plan

Through the BALANCE Financial Fitness Program, you have free access to counselors that can walk you through the steps needed to make home ownership a reality.