Home Loans

Whether you want to purchase, refinance, or make a sound investment, we'll help you find the real estate solution that's right for you. Along with competitive rates, you'll get personal service and guidance through the lending process.

Purchase - From first homes to vacation homes, we can help you succeed.

Refinance - Lower your monthly mortgage payment or save on interest by refinancing.

Lot & Residential Construction - Build your dream home.

Investment Property - For purchase or refinance of non-owner occupied properties.

FHA and VA Loans - An affordable option for first-time buyers and Veterans.

K-12 Teacher and First Responder Loans - SESLOC supports our local heroes with this special program.

Home Equity Loans - A closed-end loan that can help ease financial burdens.

Get started with an application or speak with a Mortgage Loan Officer »

For a free consultation, call (805) 543-1816, email or book an appointment »

Looking for a Home Equity Line of Credit?

Rather than one lump sum, a HELOC allows you to draw funds as needed. 
Learn more »

Are you having difficulty making your payments?

If you have a SESLOC Home Loan and have hit a financial "bump in the road," we may be able to help. Learn more  »