shopping with SESLOC Visa card

Our Visa Card Puts You in Control

Apply Today

You can apply from within eBranch,
at any branch location, by phone at 805.543.1816, or use our quick and
easy online application.
  Apply now » 

Our Visa® card gives you convenient access to shopping power, with a low fixed rate and no gimmicks. At SESLOC, rates are based on your earned rate lending score. If you don't get our best rate, we provide resources and advice to improve your rate by improving your credit score.

Benefits that come with your Visa card include:

  • A fixed rate as low as 7.90% APR*
  • No penalty rates - late payments won't cause your rate to skyrocket
  • Cash advances and balance transfers for the same low rate
  • Free balance transfers when arranged through our loan department
  • 25 day grace period for purchases
  • No finance charge if paid in full each month

There are a lot of credit cards out there, but few stack up to the simplicity, convenience and affordability of the SESLOC Visa credit card.

   * Read the details of the Visa Terms and Conditions »

Be safe out there.

Sign up for Verified by Visa to protect yourself against unauthorized purchases when shopping online. Our Fraud Monitoring Service is another benefit that comes with choosing a SESLOC Visa. To learn more about factors to consider when applying for or using a credit card, visit the Consumer Financial Protection Bureau website.


  Using our Bill Pay service will delay your SESLOC payment, but with our online real-time payment option, you can use eBranch to make a transfer directly from Checking to Visa. Just be sure to click "Transfer."