Home Equity Loans
Home Equity Loans
DREAM BIG.
We’ll lend you a hand.
Whether you need to consolidate debt, fund college tuition or remodel your home, you can use one of our Home Equity Loan options to ease financial burdens and make life more comfortable.
Fixed Rate Home Equity Loan
Our Home Equity Loan program can help SESLOC members lock in rates on second mortgages.
With a fixed rate, you have the advantage and security of knowing your rate and your monthly payment will not change for the term of your loan. Features include:
- Affordable fixed rate
- 20 year term1
- Fast pre-approvals
- Easy online application
Fixed Rate1
as low as
7.401%
for a 20-year fixed rate home equity loan.
How Much Equity Do You Have?
Your Home’s Equity & Loan Amount
$50,000
at 7.474% APR*
Estimated Monthly Payment
$395
Your Home’s Equity & Loan Amount
$100,000
at 7.401% APR*
Estimated Monthly Payment
$790
Your Home’s Equity & Loan Amount
$200,000
at 7.364% APR*
Estimated Monthly Payment
$1,581
1. For a fixed rate home equity loan in the amount of $100,000 for 20 years with an initial interest rate of 7.250% (APR 7.401%*), the estimated monthly payment would be $790.38. Payment examples are based on a set of loan assumptions and are for illustrative purposes only and exclude taxes and insurance. Actual rate, APR and payments will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples.
*APR = Annual Percentage Rate
Get Pre-approved or Apply Now!
Get Pre-approved or Apply Now!
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Looking for a Home Equity Line of Credit?
Rather than one lump sum, a HELOC allows you to draw funds as needed.
Home Loans
From the News+ Blog
Introducing the HELOC FlexLine: Unlock the Value of Your Home
SESLOC is excited to introduce HELOC FlexLine: a Home Equity Line of Credit that puts you in control.
SESLOC HELOC FlexLine FAQs
Get helpful answers to common questions regarding Instant Funds loans, which is are emergency loans that are an affordable option to traditional payday loans.
Three Questions to Ask Before Taking Home Equity Credit
Are you financially ready to take on a Home Equity Loan or Home Equity Line of Credit? Before you start the application process, it’s important to ask these three questions.
Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.
