Celebrating 80 Years

of serving the Central Coast

Join us at the branch for special treats and giveaways
at our monthly pop-up Member Appreciation Days.

80 years
Celebrating 80 Years

of serving the Central Coast

Join us at the branch for special treats and giveaways at our monthly pop-up Member Appreciation Days.

Take it To Go

For an optimal Online Banking experience, download the SESLOC mobile app.


New! Home Equity Loans¹

fixed rate as low as
for a 20-year closed-end home equity loan.


as low as
for a new vehicle loan with a term up to 60 months.


as low as
for a closed-end Signature Loan.

SESLOC Business Services 

Local. Stable. Flexible.

Home Sweet Home

Get Buying Power


It’s time to purchase your Central Coast dream home.

awarded to Central Coast schools.

SESLOC members strong.

awarded to money savers.

Featured Stories from SESLOC News+

Our latest events, community stories and tips to boost your financial IQ

3 Ways to Protect Your Personal Information Online

3 Ways to Protect Your Personal Information Online

Falling for a scam seems really common these days, but there are measures that you can take to protect yourself and prevent the leakage of your data on the internet. Check out these three tips for protecting your personal information:

read more
Happening Now at SESLOC

Join us for these upcoming member education opportunties, events and celebrations.

Financial Webinars

Free and open to the public

On-demand Webinar

Webinars From the Vault: What to Know About Child Identity Fraud

Watch online

In What to Know About Child Identity Fraud, we talk about why scammers target children for identity theft crimes and discuss the warning signs to look out for. Plus, learn tips for responding to fraudulent activity, and steps you can take to prevent it. Presented August, 10, 2021 by Carla Swift, AVP of Education & Service Management.

GreenPath Webinars

GreenPath Webinar: Try These Financial Life Hacks

September 14, 11:00 – 11:45 a.m.

Inflation is impacting all of us, from trips to the grocery store to the gas station. Financial life hacks are all about reducing stress and effort. The most powerful way to succeed is to keep it simple, and we want to show you how. If you are looking to reduce your financial stress and optimize your finances, we hope you will join us to learn these financial life hacks.

GreenPath Webinars

GreenPath Webinar: Ganemos el Juego del Crédito para Lograr Nuestros Sueños (Let’s Win the Credit Game to Achieve Our Dreams)

September 21, 12:00 – 1:00 p.m.

¿Sueñas con tener una casa propia? ¿Una empresa propia? ¿Quieres comprar un auto? Si te gustaria mejorar tu crédito para realizar tus sueños – estamos aqui para ayudarte. Vamos a hablar acerca de como crear, mejorar, re-establecer y mantener crédito. (Do you dream of owning your own home? A small business? Do you want to buy a car? If you’re looking to improve your credit to achieve your dreams – we’re here to help. We are going to talk about how to establish credit, improve credit, re-establish credit and maintain credit.)

This webinar will be presented entirely in Spanish

Events & Celebrations


day in the park

Day in the Park

Santa Maria, Waller Park
August 14, 2022  |  12:00 p.m. – 4:00 p.m.
Join us for a community day of family fun.



Car show

National Motor Fest

San Luis Obispo, Madonna Inn
September 3, 2022  |  10:00 a.m. – 4:00 p.m.
Join us for a spectacular car show!


SESLOC 80 year anniversary

Celebrating 80 Years of Awesome

We’re celebrating 80 years as the longest-established credit union on the Central Coast. See all activities.

Holiday Closures

Branches, Contact Center and Live Chat are closed in observance of upcoming federal holidays. See all closures. 

* APR = Annual Percentage Rate. All loans subject to credit approval and other underwriting criteria; not every applicant will qualify. APR and terms vary based on credit worthiness and other conditions.
1. See all current mortgage rates at www.sesloc.org/rates. Rates subject to change without notice. Advertised interest rates and APRs are considered base rates.  All specific interest rates and APRs, as well as other terms and conditions are disclosed during the application process. Example shown is for a fixed rate 20-year closed-end home equity loan. Payment Example: For a fixed rate equity loan in the amount of $100,000 for 20 years with an initial interest rate of 5.50% (APR 5.751%*), the estimated monthly payment would be $687.89. Payment example excludes taxes and insurance.  Actual payment will vary based on final loan terms and may be higher. Refer to the Payment Calculator to estimate additional payment examples. 
2. Rate displayed is for new vehicles with up to a 60 month term. Lowest rates include a 0.25% rate reduction based on financing 80% or less of MSRP or high Retail Kelley Blue Book. APR is 2.00% higher for vehicle models 7 years old or older and/or for vehicles with mileage of 100,000 or more. Financing available up to 120% of MSRP or Retail Kelley Blue Book, plus tax and license. Option to defer payments up to 90 days; interest accrues from the funding date and during the deferral period. No prepayment penalties. APR and terms subject to applicant qualification and specific vehicle qualifications. Payment Example: A $30,000 loan, at 4.79% APR for 72 months, would have an estimated monthly payment of $480.21.* See our payment calculator.
3. All loans subject to credit union approval. Payment Example: For a Signature Loan in the amount of $10,000.00, for a 60 month term at a 10.90% APR, the estimated monthly payment would be $ 216.93.  Actual monthly payment amounts vary based on final loan terms and rate.
Back to top