Electronic Delivery Disclosure

Electronic Delivery Disclosure for eSign and eStatements

Effective February 22, 2023

Electronic Delivery Disclosure for the former service

no longer effective as of February 22, 2023

Authorization and Consent for Electronic Transmission of Disclosures and Ongoing Electronic Statements

In this Authorization and Consent, the words I, ME, and MY mean each and all of those who apply for and/or use any of the electronic services described in this Disclosure and Agreement. The words YOU, YOUR, and YOURS mean SESLOC Federal Credit Union.

I. Consent to Electronic Delivery of Disclosures.

I understand and agree that the following disclosures are available to me on the eStatement web site, and that it is my responsibility to read them:

• Schedule of Fees
• Your Billing Rights Notice
• Privacy Statement
• Electronic Delivery Disclosure

II. Initial and Ongoing Consent to Receive Electronic Statements and Electronic Delivery of Subsequent Disclosures.

I understand and agree that the following services and disclosures, and any changes to services and disclosures, will be provided to me electronically, on the eStatement website or by email, on an ongoing basis (subject to the terms and conditions of the applicable disclosure:

• Schedule of Fees
• Your Billing Rights Notice
• Privacy Statement
• Electronic Delivery Disclosure
• Other disclosures as required by law
• SESLOC Financial Focus quarterly newsletter

I understand that you will notify me by e-mail about any changes in terms or fees to the above services and disclosures. I also understand that the updated disclosures or new Schedule of Fees will be made available to me electronically, online or by email.

I further understand and agree that my account statement(s) will be provided to me electronically, on an ongoing basis (subject to the terms and conditions of the Electronic Delivery Disclosure). I also understand and agree that I will not be receiving paper statements delivered via the U.S. Postal Service.

III. Terms and Conditions Applicable to Electronic Delivery (Disclosures and Initial and Ongoing Electronic Statements):

I understand and agree that:

1. Transactions and/or Account Information changes performed on any Account indicated below by electronic means where my Password is utilized and/or where the security procedure described below is utilized shall be considered authorized by me.

2. My ongoing consent (Section II) to receive electronic delivery of disclosures electronically is voluntary, and may be withdrawn at any time. I may withdraw consent at any time in writing or by sending you an e-mail to [email protected] and such withdrawal shall become effective no later than fifteen (15) days after receipt by you.

3. My computer system meets the minimum system requirements set forth below. In addition, I have and will maintain a printer capable of printing any disclosures or account statements that are e-mailed to me and/or made available on your web site. In the alternative, I have and will maintain the ability to electronically save and visually display on my computer screen any disclosures and/or account statements that are e-mailed to me and/or made available on your web site.

4. I may request in writing that all disclosures provided to me electronically also be provided in paper by writing to: SESLOC Federal Credit Union, Attn: eBusiness Department.

Minimum System Requirements:

In order to receive and review disclosures and account statements electronically with you, the following computer system requirements must be satisfied:

1. My computer must have access to the Internet and be able to run Microsoft Explorer 5.0/Netscape Navigator 4.0 or higher.

2. I must maintain a valid email address on SESLOC eBranch for purposes of receiving notifications and communications regarding my account. My failure to do so forfeits my right to receive statements electronically.

Security Procedures:

For ongoing electronic delivery of disclosures and account statements, you will utilize the following security and I agree that such procedures, when utilized by you, shall constitute my electronic signature and sufficient authorization for the related transactions:

Account Statement Access – The first time I use your web site to access my account statement, I will use my member number and SESLOC eBranch PIN as my Password. I will not be able to access my statements electronically without this Password. It is my responsibility to protect the Password from unauthorized use.

If I forget my Password, I will call 805.543.1816 and speak to a Member Services Representative, who will reset my Password.

Delivery of Disclosures:

You will electronically deliver disclosures to me by making them available on your website and sending a notice to my email address as indicated, with a non-bypassable link on your website for my immediate review.