What is a Credit Freeze?
Meet Cherise Long
Cherise is your Mortgage Loan Officer at the San Luis Obispo branch.
Originally from: Fresno, CA
SESLOC Mortgage Loan Officer since: June 2015
Little known fact: Also served clients as a wealth management advisor.
Weekends on the Central Coast include: Experiencing the great outdoors, barbecuing with friends, and spending time with grandchildren and my best friend Lily, a sweet golden retriever/pit bull mix.
SESLOC is the #BestJobEver because: Everyone works together as a team and treats you like family.
Tell us about your fastest loan: A couple was due to have a baby within the next month and looking to purchase their first home, so of course we were against the clock. Luckily, we were able to qualify them and they moved in — with a few days to spare! They were so happy the purchase transaction was smooth they stopped by SESLOC to thank me, and let me meet their newborn daughter. Such a treat!
Best advice for first-time home buyers: You want to feel comfortable with your new housing payment. You might qualify for a higher mortgage, but would you still be able to do the things you love with a higher monthly payment? Be sure to consider your desires versus your needs, and how a monthly mortgage may impact your lifestyle.
NMLS #402328
Ready to start the Home Loan process?
New & Improved Mortgage Application, Beginning October 17, 2022
Or feel free to contact Cherise directly
(805) 623-1071 | (805) 540-8904 (cell) | Email Cherise
Home Buying Tips
From the News+ Blog
How to Boost Your Credit Score Ahead of Your Home Loan Preapproval
When it comes to buying a house, poor credit can limit your opportunities and result in higher interest rates and bigger payments. But with a little planning, you can boost your credit score ahead of your home loan pre-approval so you’ll be ready to make an offer on your dream home.
What’s the Difference Between Pre-approved & Pre-qualified?
Buying a home? You’ve probably heard that getting pre-approved or pre-qualified for a loan is an essential step forward in the process. But what’s the difference?
Mortgage Points: What You Need to Know
What are mortgage points and are they right for you? Mortgage points are basically discount points. When you’re getting your home loan, you can buy mortgage points to lower your rate and save you interest in the long run.
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Savings are insured to at least $250,000 and backed by the full faith and credit of the U.S. government. National Credit Union Administration, a U.S. government agency.