A place for everyone.
A place for everyone.
It’s the people that make Santa Maria.
The go-getters, the do-gooders and the kick-backers. People like you. That’s who we’re here for.
When you bank with a local credit union, you get the unique benefit of special care and consideration from people who truly understand you and your dreams. Because we love this place as much as you do.
Join SESLOC online in just minutes.
Or see helpful FAQs »
Why should I join?
57,000 of your friends and family are here.
And we’ve been at it for 80 years.
Not for Profit
Plus, we offer
Everyday Member Benefits¹
for your family and your futuro.
Our HomeFREE Checking™ account has no minimum balance requirement and no monthly fee. It really is all sunshine and rainbows.
Earn SESLOC Rewards points with SESLOC debit card purchases, redeemable for jaw-dropping sporting events, cash back, electronics, housewares and some serious travel.
More ATM Access than Most Banks
Surcharge-Free ATM Transactions at SESLOC and CO-OP ATMs, which includes 55 local and 30,000+ nationwide.
Early Direct Deposit²
Skip a branch or ATM visit. Get access to direct deposit funds a day early.
Tap to Pay
Load your SESLOC debit card in Apple Pay, Google Pay, or Samsung Pay to make contactless payments at the register or for online orders.
We give you the financial tools to find your success.
Whether you need a free checking account or an affordable loan to get to the next level, we’re here for you.
After all, this is our community. So we look out for each other. Because when one of us succeeds, we all succeed. It’s not just the neighborly thing to do — it’s the right thing to do.
Your nearest SESLOC branch:
When you join SESLOC, you put your money where your community is.
We also have five other locations across the Central Coast to serve you.
What is a credit union? May I join?
Credit union members share a common bond, such as where they work or live. We are a cooperative financial institution, formed to give back to our members, not stockholders. Profits are returned to members in the form of lower loan rates, higher savings rates, and lower cost services. Our members are local, so money stays local, and SESLOC stays community focused.
You are eligible for membership if you live, work or attend school in Northern Santa Barbara or San Luis Obispo counties. Or, if you have a family member who is already a member at SESLOC, you could join too. Simple as that.
To get started, you’ll pay a one-time membership of just $5, and deposit $5 into a Primary Share Savings account. Then, you’re eligible for Everyday Member Benefits.
Finance Your Dreams
We offer great rates on auto, home, personal loans and credit cards. Ask about our specials!
– WORD ON THE STREET –
Workers were kind and able to assist me.👍
– Jose G., Santa Maria
Love this bank! 🤗😁👍 The workers are sooo nice and friendly!!
– Lanie R., Santa Maria
READY TO JOIN US?
Skip a branch visit. Our online application takes just minutes.
Or, call us at (805) 543-1816 or visit any branch.